Rasin Funding: We Succeed Where Banks Fail.
Get funding in as little as 3–7 days. No perfect credit required.
If your local bank or credit union turned you down, don’t stop there.
Rasin Funding helps Hawaiʻi contractors and small business owners get funded — even when traditional lenders say “no.”
Licensed in 47 states (excluding SD, ND, and VT). Business Loans for Contractors | Rasin Funding Hawaii
We’ve run construction businesses ourselves — we know what it’s like when a project’s ready but the money isn’t. At Rasin Funding, we know what it’s like to run a construction business that needs capital now — not after weeks of paperwork. We’re a Hawaiʻi-based loan brokerage built by people who actually understand the trades. Whether you need short-term cash flow, equipment financing, or hard-money for your next project, we find the lender that says yes when banks won’t.
Why Banks Fail — and Why We Don’t
Banks love perfect credit scores and long financial histories. That’s not how construction works. Your income changes with each job, receivables come from GCs or homeowners, and materials must be paid for before you get paid yourself. That’s why we built Rasin Funding — a brokerage that finds real-world financing for real-world businesses.
How We’re Different
- We work with multiple lenders, not just one.
- We understand construction, not just spreadsheets.
- We move fast — approvals in days, not months.
- We focus on solutions, not excuses.
What We Offer
We specialize in funding for construction and small business owners. Here are the most common loan types our clients use:
Short-Term Business Loans
Perfect when you need quick cash to start a project, buy materials, or cover gaps between jobs.
Typically from $50K to $2M depending on project size and collateral.
Processing time: 2 – 7 days
Hard Money Loans
Ideal when credit isn’t perfect, but you have real estate or project collateral. Used for property flips, construction completion, or bridge financing.
Funding amount: $50,000 – $10,000,000+
Typical approval time: 2 – 5 days
Other Loan Options
- Business Line of Credit
- Equipment Financing
- Commercial & Residential Property Loans
- SBA 7A Real Estate Loans
- SBA CRE Fast Loans
- Construction Loans
Our Process — Simple, Transparent, Built for Builders
Getting funded shouldn’t feel like pulling teeth.
Step 1: Tell Us About Your Business. No credit impact to get started.
Step 2: We Match You With Lenders. We evaluate your goals and connect you with funding partners who understand construction cash flow.
Step 3: Get Approved and Funded Fast. You’ll know your options quickly — many approvals happen within days and funds follow shortly after.
Hawaii Roots, Nationwide Reach
We started in Hawaii, where contractors often struggle to find flexible lending. Our team built Rasin Funding to change that — bringing local understanding, real communication, and access to lenders across 47 states. When you work with us, you deal with real people who understand what it takes to keep projects moving.
What Our Clients Say
“After three bank rejections, Rasin Funding found a lender that approved us for $350K in ten days. They understood the flooring business better than anyone else.”
— Waterfront Flooring
⭐️⭐️⭐️⭐️⭐️ Verified local business
“We needed bridge funding to finish a remodel in Maui. Rasin Funding made it happen fast.”
— Maui Home Remodeling
⭐️⭐️⭐️⭐️⭐️ Verified local business
Don’t Wait for “Maybe.” Get a Yes.
If your business has been turned down or ignored by a bank, you still have options. At Rasin Funding, we succeed where banks fail — by finding creative funding that works for your situation.
Complete our quick form and see what you qualify for — no credit hit.